Title: Senior Managing Attorney, non-judicial states

Company: The Mortgage Law Firm

Incumbent: Yes, since 2026

UTA Committees Served or Positions Held, or UTA Volunteer:I’ve served on the Legislative Committee and participated in Lobby Day. I have written articles for the UTA Quarterly and spoken at several of the UTA Annual Conferences

Biography: 

Caren Castle is licensed to practice law in Colorado and California.  Since 1982, her practice has been primarily within the mortgage banking industry, and exclusively since 1988.  In addition to the practice of law she was an adjunct professor at University of Colorado, Denver teaching business law.  Ms. Castle served on the Board of Directors for USFN and was the organization’s first female president.  She has received USFN’s Member of the Year and The Founders Award.   Ms. Castle currently is a member of the Advisory Counsel for Legal League 100 and served as the Counsel’s first chairperson.   Caren was also the first chair of ALFN’s Women in Legal Leadership subgroup and currently serves as the vice-chair of ALFN’s IDEA subgroup.   She has spoken extensively to mortgage attorneys, real estate professionals, housing counselors, and others on issues such as foreclosures, the Federal Fair Debt Collection Practices Act, loss mitigation, compliance, bankruptcy, title and other mortgage default servicing issues. In the past, Ms. Castle has participated on committees with the U.S. Department of the Treasury and the Mortgage Bankers Association.  Women’s Chamber of Commerce, Colorado Mortgage Lenders Association, California Mortgage Bankers Association, and UTA.  She was named in 2011 as one of the influential women of the housing economy by Housing Wire and in that same year received an award as one of the top women in the mortgage banking and real estate services by Five Star.  Most recently, in 2024 she received ALFN’s Industry Achievement Award.

Why I would like to be a member of the board of directors and/ or my vision for UTA:

I believe we are heading into another turbulent economic period that will likely result in an increase in foreclosure and related actions. UTA, as the only trustee association, is looked upon for advocacy, guidance, and education for the trustees and law firms that represent mortgage servicers, banks, credit unions and the like. Trustees continue to face legal and legislative challenges and one can anticipate that these will only increase over the coming months and years if interest rates continue to rise, inflation continues to rise, and the regulatory landscape continues to evolve. I believe that as someone with over 40 years in the industry, having seen many default cycles come and go, I am able to provide experience, perspective, and hopefully leadership on behalf of UTA through continuing to serve of the Board of Directors.