Toni Scandlyn

Vice President, Union Bank - Consumer Lending Document Control, UnionBanCal Mortgage Corp.

I began doing foreclosures on the beneficiary side in 1987 at Guild Mortgage Company and continued on the beneficiary side with various companies including Imperial Savings and First National Bank. I transferred to the trustee side of the industry in 1993 when I took a position as Trustee Sale Officer at Cal-Western Reconveyance Corp. At that time, I became a member of the California Trustee's Association (CTA) which later became the UTA. Having the beneficiary experience proved to be beneficial in this transition. I later worked for a smaller, independently owned trustee in Temecula in 2003, where I was introduced to private beneficiaries and the many associated challenges, which I found very interesting and enjoyable. In 2008 I accepted the position of Assistant Vice President at UnionBanCal Mortgage Corp., the in-house trustee for Union Bank. This move rounded out my experience perfectly; beneficiary, large private trustee, small private trustee now large in-house trustee for a national bank.